[Lloyd has no idea about the ring's significance, so remains oblivious to the awkwardness.]

Your pockets don't have any holes, do they? Mine sometimes get like that. I have to stitch them back up. If there's a hole, though, it could have fallen out anywhere. If there isn't a hole, though...

Have you checked your couch cushions? Or your wash tub? Maybe your ring fell out when you were sitting down, or doing your laundry.

[Someone has yet to discover the magic that is the washing machine.]